INSURANCE

Homeowner's insurance (also called hazard insurance), of course, is a must.  Any lender is going to require certain minimal coverage - and you should want full protection for your home and personal property and, adequate liability coverage.  Naturally, you are free to choose the insurance company you want - as long as their coverage satisfies your lender.  It always makes sense to shop around for insurance comparing both coverage and price.

And, in today's world it is extremely important to talk with the insurance company immediately upon having an accepted purchase contract for your new home.  Ask them to verify in writing that they will provide coverage and at what cost.  It is not possible to overstate the importance of taking care of this matter within days of contract acceptance.

The following list of insurance providers are local agencies that I can recommend based on personal contact with the principal agents.  I provide these contacts for your convenience just in case you do not already have a trusted insurance agent.

Martin Insurance Consultants

231 West Giaconda Way, Suite 125

Tucson, AZ  85704

(520) 742-6121

Michelle Martin

Fax:  520-742-0063

State Farm Insurance

9000 North Oracle Road

Tucson, AZ  85737

(520) 297-7870

Mary Ann Bate

mary.a.bate.clk8@statefarm.com